When your roof suffers significant damage, it is likely that you will file an insurance claim as part of the process of having it repaired. Unfortunately, the insurance adjustor may not fully verify all of the damage or the contractor may miss issues during the initial assessment.
What Is A Roof Supplement Estimate?
When an insurance claim for roof damage is approved, it will include the amount of coverage that is authorized and the damages that will be covered by the policy. Unfortunately, damages that may have been missed could lead to the approval failing to cover all of the damages that should be paid for under the insurance policy. In these situations, a supplemental roofing estimate can be prepared and submitted, which can document the additional covered damage that will need to be repaired.
Will A Contractor Have To Complete The Supplement Documentation On Their Own?
Roofing contractors are extremely busy professionals, and it may not be an efficient solution for these professionals to prepare the documentation for these supplemental claims. Luckily, there are roofing supplement writing services that can be retained by these contractors. This will allow for the appropriate documentation to be accurately prepared while allowing the contractor to spend their time working on other repairs for the roof or otherwise preparing to start the project. As an added benefit, working with these professional services can reduce the risk of there being significant errors or other issues that may impair the ability of the insurance to process or approve the additional claim. This could be very problematic for the client as they may face delays with having their repairs completed.
Will The Need For Supplemental Claims Delay The Repair Process?
Whenever a roof is needing to undergo major repairs and restoration work, it will be imperative to the homeowner for this work to be finished as soon as possible. A person may assume that the process of submitting a supplemental claim will always result in significant delays for their projects. However, it may be possible for the contractor to continue other repairs until the supplemental claim has been processed. This will largely depend on the particular type of damage that has occurred and the extent of the repairs that will be required. However, your roofing contractor will be able to guide you through what to expect from this process so that you can be informed about what to expect as the work progresses.
Contact an insurer to get a roofing supplement estimate today.